Legal · PAGCOR Compliant

Terms and Conditions — 55pagcor Philippines

These Terms and Conditions govern your use of the 55pagcor platform, including all casino games, sports betting, deposits, withdrawals, bonuses, and customer support services. Please read them carefully before creating an account or placing any bets. By registering, you confirm that you have read, understood, and agreed to everything stated here.

Last updated: January 2025
Quick Summary

These T&Cs are legally binding. They cover eligibility, accounts, payments, bonuses, responsible gaming, and dispute resolution at 55pagcor.

Minimum age: 21 years old
Philippines residents only
One account per person
PAGCOR licensed & regulated

What These Terms Cover at 55pagcor

A quick orientation before you read the full terms — here are the six core areas these T&Cs address.

Account Eligibility and Registration

Who can create a 55pagcor account, the age and residency requirements, the one-account rule, identity verification obligations, and how 55pagcor handles account suspension or closure.

Deposits, Withdrawals, and Payments

Rules for depositing PHP via GCash, Maya, and bank transfers — and the withdrawal process, processing times, verification requirements, and limits that apply to all financial transactions at 55pagcor.

Bonuses and Promotions

How bonus credits work, wagering requirements, eligible games, bonus expiry timelines, and the conditions under which 55pagcor may modify, cancel, or withhold a bonus if misuse is detected.

Game Rules and Fair Play

Standards for RNG certification, live dealer game conduct, how disputes about game outcomes are handled, prohibited play strategies, and 55pagcor's right to void bets placed in violation of game rules.

Responsible Gaming Obligations

55pagcor's responsible gaming tools, our obligations under PAGCOR guidelines, player self-exclusion rights, how to set deposit and session limits, and referrals to external support services for Filipino players.

Liability, Disputes, and Governing Law

Limitations of 55pagcor's liability, how player disputes are escalated to PAGCOR if unresolved, the governing law of these terms (Republic of the Philippines), and the process for amending these T&Cs.

55pagcor
01

Introduction

Welcome to 55pagcor. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("the Player," "you," "your") and 55pagcor ("we," "us," "our," "the Platform"), which operates the online gaming services available at https://55pagcor.net. 55pagcor is licensed and regulated by the Philippine Amusement and Gaming Corporation (PAGCOR) and operates exclusively within the legal framework established by Philippine gaming law.

These Terms apply to all services provided by 55pagcor including, but not limited to, casino games (slots, table games, live dealer), sports betting (including PBA betting), Filipino card games (Tongits, Pusoy Dos, Lucky 9), fishing games, roulette, baccarat, all promotional offers, and all deposit and withdrawal transactions conducted in Philippine Peso (₱).

Important: By creating a 55pagcor account, making a deposit, or placing any bet on the platform, you confirm that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them. If you do not agree to these Terms, you must not register or use 55pagcor's services.

These Terms should be read alongside our Privacy Policy and Responsible Gaming policy, both of which form part of the overall agreement between you and 55pagcor.


02

Eligibility

To register and use 55pagcor's services, you must meet all of the following eligibility criteria at the time of registration and throughout your continued use of the platform:

  • You must be at least 21 years of age. This is the minimum legal age for gambling in the Philippines as established by PAGCOR regulations. 55pagcor strictly enforces this requirement and will request proof of age at any point during your account lifecycle.
  • You must be a resident of the Philippines or otherwise legally permitted to access online gaming services under Philippine law from your jurisdiction. Players accessing 55pagcor from jurisdictions where online gambling is prohibited are not eligible to register.
  • You must not be a PAGCOR employee, a government employee in a regulatory capacity related to gaming, or an immediate family member of such persons.
  • You must not be self-excluded from any PAGCOR-licensed gaming platform or under any existing casino self-exclusion order.
  • You must have the legal capacity to enter into binding contracts under Philippine law. This means you must not be legally incapacitated or under guardianship.
  • You must be registering and playing on your own behalf. Creating an account to act as an agent for another person is not permitted.

Underage Gambling: 55pagcor takes underage gambling extremely seriously. Any account where we have reason to suspect the holder is under 21 years of age will be immediately suspended pending age verification. Any winnings generated on an underage account will be forfeited and the deposited funds returned.


03

Account Registration and Verification

Each eligible person is permitted to hold one (1) 55pagcor account only. Creating duplicate or multiple accounts — whether using different names, email addresses, mobile numbers, or payment methods — is strictly prohibited and will result in all associated accounts being suspended and any balances forfeited.

When registering, you must provide accurate, current, and complete information including your legal name as it appears on your government-issued ID, your valid Philippine mobile number, your date of birth, and a valid email address. You are responsible for keeping your account information up to date.

55pagcor is required by PAGCOR to conduct Know Your Customer (KYC) verification on all accounts before processing the first withdrawal. KYC verification requires you to submit:

  • A valid Philippine government-issued ID (passport, driver's license, PhilSys national ID, SSS/GSIS ID, PRC ID, or voter's ID)
  • A selfie holding your ID, or a live video verification as directed by our support team
  • Proof of payment method ownership (e.g., screenshot of GCash wallet showing your name and mobile number)

You are responsible for maintaining the confidentiality of your account password. 55pagcor will never ask for your password via chat or email. Any activity conducted under your account credentials is your responsibility unless you have promptly reported unauthorised access to our support team.

Account Security: If you suspect your 55pagcor account has been accessed without your authorisation, contact our support team immediately at support@55pagcor.net. We will temporarily lock the account while investigating.


55pagcor
04

Deposits and Payments

All financial transactions at 55pagcor are conducted exclusively in Philippine Peso (₱). There are no currency conversions, no overseas processing fees, and no third-party markups on your deposited funds.

Accepted deposit methods at 55pagcor include:

  • GCash (instant processing)
  • Maya (instant processing)
  • GrabPay (instant processing)
  • Coins.ph (instant processing)
  • BDO, BPI, and UnionBank online banking via InstaPay or PESONet
  • Visa and Mastercard debit/credit cards issued by Philippine banks

The minimum deposit amount is ₱100. There is no maximum deposit limit imposed by 55pagcor, though individual payment providers may apply their own transaction limits (e.g., GCash wallet limits).

You may only deposit funds from payment accounts registered in your own name. Third-party deposits — where the payment source belongs to another person — are not permitted and will trigger an account review. Any third-party funds identified will be returned to the source and the associated account suspended.

AML Compliance: 55pagcor is required to comply with Philippine Anti-Money Laundering Act (AMLA) regulations. Unusual deposit patterns, structuring, or other activities that suggest misuse of the platform for financial crime will be reported to the appropriate Philippine authorities as required by law.


05

Withdrawals

The minimum withdrawal amount at 55pagcor is ₱200. Withdrawals may be requested at any time, subject to the conditions below.

Before your first withdrawal can be processed, your account must have completed KYC verification as described in Section 3. This is a PAGCOR requirement and not discretionary. Submitting accurate and complete documentation at registration speeds up this process significantly.

Withdrawals at 55pagcor are processed to the same payment method used for your most recent deposit. This policy is in place to comply with anti-money laundering requirements. In cases where this is not possible (e.g., the original payment method is no longer available), our support team will guide you through the alternative verification process.

  • GCash and Maya: Typically processed within 5 minutes, 24 hours a day, 7 days a week
  • Bank transfers (BDO, BPI, UnionBank): Processed within the same banking day if submitted before 3:00 PM on a Philippine banking day; otherwise, next banking day
  • Visa/Mastercard: 3–5 banking days depending on your card-issuing bank's processing timeline

55pagcor does not charge withdrawal fees on standard methods. However, your bank or e-wallet provider may apply their own fees — these are outside 55pagcor's control.

Bonus Wagering Requirements: Any withdrawal request that includes funds derived from a bonus credit will only be processed after the applicable wagering requirements have been fully met. Attempting to withdraw bonus funds before meeting wagering requirements will result in the bonus amount being forfeited.


06

Bonuses and Promotions

55pagcor offers various promotional bonuses to both new and existing players, including welcome bonuses, deposit match bonuses, free spins, cashback offers, and seasonal promotions. All bonuses are subject to the specific terms stated in each promotion's offer page, plus the general bonus rules in this section.

General bonus rules that apply to all 55pagcor promotions unless stated otherwise:

  • Each promotion is available once per eligible player, per household, per IP address, and per payment method unless explicitly stated otherwise
  • Wagering requirements must be met in full before bonus-derived funds can be withdrawn. The wagering multiplier applicable to each bonus is clearly stated in the individual promotion terms
  • Slot games typically contribute 100% toward wagering requirements. Live dealer games, table games, and sports betting may contribute at different rates — check the specific promotion for details
  • Bonuses expire as stated in each promotion. Expired bonus funds and associated wagering progress are forfeited
  • 55pagcor reserves the right to modify, suspend, or cancel any bonus or promotion at any time without prior notice if there is evidence of misuse, system exploitation, or collusion
  • Bonus funds cannot be transferred between accounts or converted to cash outside of completed wagering requirements

Bonus Abuse: 55pagcor actively monitors for bonus abuse, including collusion between players, use of automated betting strategies to meet wagering requirements, and multi-accounting to claim the same bonus multiple times. Accounts found to have engaged in bonus abuse will be suspended and any winnings derived from such activity will be forfeited.


07

Game Rules and Fair Play

All casino games at 55pagcor use certified Random Number Generator (RNG) technology that has been independently tested and certified in accordance with PAGCOR licensing requirements. The RNG produces genuinely random outcomes that are statistically equivalent to fair physical game outcomes. 55pagcor does not influence individual game results.

Each game at 55pagcor is governed by its specific rules, which are accessible through the information panel within the game itself. Players are responsible for familiarising themselves with the rules of any game before wagering. 55pagcor is not liable for losses arising from a player's failure to understand game mechanics.

In the event of a disconnection during an active game session:

  • For RNG games: the game outcome will be determined normally by the RNG. If the round was in progress when the disconnection occurred, the result will be available in your account history upon reconnection
  • For live dealer games: if your connection drops during an active betting round, the bet stands and the result is determined by the live game outcome. 55pagcor is not responsible for results affected by player-side connectivity issues

Bets placed in error by the player — including bets placed at incorrect stakes due to technical misunderstanding — are the player's responsibility. 55pagcor will investigate claims of system-side errors but does not reverse correctly processed bets.


08

Prohibited Conduct

The following conduct is strictly prohibited on the 55pagcor platform. Violation of any of these prohibitions may result in immediate account suspension, forfeiture of balance, and reporting to PAGCOR or Philippine law enforcement as appropriate:

  • Creating more than one account per person
  • Providing false, incomplete, or misleading information during registration or KYC verification
  • Using the platform if you are under 21 years of age
  • Using another person's identity or payment method
  • Using automated software, bots, scrapers, or any non-human means to interact with the 55pagcor platform
  • Attempting to exploit software bugs, game malfunctions, or system errors to gain an unfair advantage. Winnings generated through exploitation of known bugs are void
  • Collusion with other players in multiplayer games (Tongits, Pusoy Dos, poker) to gain an unfair advantage over other participants
  • Any form of money laundering, including depositing funds from illegal sources or using the platform to facilitate illegal financial transactions
  • Attempting to manipulate game outcomes through external means, hacking, or any form of cheating
  • Threatening, harassing, or abusing 55pagcor staff or other players in any support channel
  • Accessing 55pagcor from a jurisdiction where online gambling is illegal, using VPN or proxy services to circumvent geographic restrictions

55pagcor
09

Responsible Gaming

55pagcor is committed to providing a safe and responsible gaming environment for all Filipino players. We recognise that gambling can become harmful for some individuals and we take our obligations under PAGCOR's responsible gaming guidelines seriously.

55pagcor provides the following responsible gaming tools, accessible from your account settings at any time:

  • Deposit Limits: Set daily, weekly, or monthly deposit caps in Philippine Peso. Limit reductions take effect immediately. Limit increases are subject to a 24-hour cooling-off period.
  • Session Time Reminders: Set a maximum session duration. 55pagcor will notify you when your chosen time is approaching and can automatically close your active session.
  • Reality Checks: Optional pop-up notifications at set intervals reminding you of your total session wagered amount and time played.
  • Self-Exclusion: Request a temporary exclusion (minimum 30 days) or permanent exclusion from 55pagcor. Exclusions take effect immediately and cannot be reversed during the exclusion period. Permanent exclusion requests are irreversible.

If you believe your gambling has become problematic, we strongly encourage you to use the self-exclusion tool and to seek professional support. Please visit our Responsible Gaming page for Philippine support resources and helpline contacts.

Self-Exclusion Enforcement: If you are under self-exclusion and attempt to register a new account at 55pagcor, any winnings generated on that account will be forfeited and the account closed. 55pagcor cross-references self-exclusion requests against new registrations as part of our PAGCOR compliance obligations.


10

Privacy and Data Protection

55pagcor collects and processes personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and PAGCOR's data handling requirements for licensed operators. The full details of how we collect, use, store, and protect your personal information are set out in our Privacy Policy, which forms part of this agreement.

In summary, 55pagcor:

  • Collects only personal data necessary to operate your account, process transactions, and comply with PAGCOR regulatory requirements
  • Does not sell your personal data to third-party marketers
  • Shares data only with processors necessary to deliver our services (e.g., payment processors) and regulatory bodies as required by Philippine law
  • Uses TLS encryption on all data transmissions between your device and 55pagcor's servers
  • Retains your data for the period required by PAGCOR and Philippine law, after which it is securely deleted

11

Intellectual Property

All content on the 55pagcor platform — including but not limited to the brand name, logo, game interfaces, website design, text, graphics, software, and game content — is the intellectual property of 55pagcor or its licensed providers and is protected under applicable Philippine and international intellectual property law.

You are granted a limited, non-exclusive, non-transferable licence to access and use 55pagcor's services for personal entertainment purposes only. You may not copy, reproduce, distribute, modify, create derivative works from, or reverse-engineer any part of the 55pagcor platform without prior written consent.


12

Limitation of Liability

To the maximum extent permitted by Philippine law, 55pagcor's total liability to any player for any claim arising out of or in connection with the use of our services shall not exceed the total amount deposited by that player in the preceding 30 days.

55pagcor is not liable for:

  • Losses arising from the player's failure to understand game rules or misuse of the platform
  • Connectivity issues, device failures, or internet service outages on the player's side that affect game sessions
  • Force majeure events including natural disasters, government actions, or widespread internet infrastructure failures
  • Any consequential, indirect, or speculative losses regardless of how they arise
  • Losses arising from a player's breach of these Terms

Nothing in these Terms limits 55pagcor's liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation, as these cannot be excluded under Philippine law.


13

Account Suspension and Termination

55pagcor reserves the right to suspend, restrict, or permanently close any account at any time for the following reasons:

  • Breach of any provision of these Terms and Conditions
  • Suspicion of fraudulent activity, collusion, or money laundering pending investigation
  • Failure to provide satisfactory KYC documentation within a reasonable timeframe
  • Account inactivity (no login for 12 consecutive months — dormant account procedures apply as per PAGCOR guidelines)
  • Player request for self-exclusion or account closure
  • A court order or regulatory direction from PAGCOR or another Philippine authority

Where an account is closed for non-disciplinary reasons (e.g., player request, inactivity), any remaining verified balance in PHP will be refunded to the player via their registered payment method after standard verification.

Where an account is closed due to a breach of these Terms, 55pagcor reserves the right to forfeit any bonus funds and associated winnings. Deposits that are not implicated in the breach will generally be returned, though 55pagcor reserves the right to withhold funds pending the outcome of any investigation or legal proceedings.


14

Disputes and Complaints

If you have a complaint about any aspect of 55pagcor's services, please contact our support team first by emailing support@55pagcor.net or using the live chat function on the platform. We aim to acknowledge all complaints within 24 hours and to resolve them within 5 business days.

If your complaint is not resolved to your satisfaction through our internal process, you have the right to escalate it directly to PAGCOR as the licensing authority. As a PAGCOR-licensed operator, 55pagcor is bound by PAGCOR's dispute resolution decisions. PAGCOR's dispute resolution process is an independent escalation channel specifically designed to protect Philippine players on licensed platforms.

Game Disputes: If you believe a game result was incorrect, contact support within 7 days of the disputed round, including the game name, approximate date and time, and the round ID visible in your game history. 55pagcor will retrieve the relevant RNG logs and game records and provide a response within 5 business days.


15

Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms that cannot be resolved through our internal complaints process or PAGCOR's dispute resolution mechanism shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

55pagcor operates under PAGCOR license and is therefore subject to all applicable Philippine gaming regulations, the Anti-Money Laundering Act (AMLA), the Data Privacy Act (RA 10173), and all other relevant Philippine legislation. Nothing in these Terms is intended to, nor shall operate to, exclude any right or protection afforded to you under mandatory Philippine consumer protection law.


16

Amendments to These Terms

55pagcor reserves the right to amend these Terms and Conditions at any time. Where changes are material — affecting player rights, payment terms, or eligibility — we will notify registered players via the email address on their account at least 14 days before the changes take effect.

Non-material changes (such as clarifications, formatting corrections, or updates to contact information) may be made without advance notice. The effective date of the current version of these Terms is always displayed at the top of this page.

Your continued use of 55pagcor's services after the effective date of any amendment constitutes your acceptance of the updated Terms. If you do not accept the amended Terms, you must stop using the platform and may request account closure by contacting our support team.


17

Contact Information

If you have any questions about these Terms and Conditions, or about any aspect of 55pagcor's services, you can reach us through the following channels:

  • Email: support@55pagcor.net
  • Live Chat: Available 24/7 on the 55pagcor platform — look for the chat icon on any page
  • FAQ: Many common questions are answered at 55pagcor FAQ

Our support team operates 24 hours a day, 7 days a week including Philippine public holidays. For KYC-related queries, please have your account username and a description of the specific document issue ready to speed up resolution.

Regulatory Contact: For PAGCOR-related inquiries or to escalate an unresolved complaint, you may contact the Philippine Amusement and Gaming Corporation directly through their official channels. As a PAGCOR-licensed operator, 55pagcor cooperates fully with any PAGCOR-initiated investigation or inquiry.

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